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Why You Need Home Improvement Insurance

We have insurance for our cars and health but what about our homes? Cantor’s Corner discusses what home insurance is and why you need it. Tune it to learn more today!

Details on ‘Home Improvement Insurance’

[Gregg Cantor] when completing major home improvements like additions or major remodels I recommend having your insurance agent evaluate your current homeowners policy at completion to make sure the coverage is sufficient in the event of a flood or other loss it’s important to have the peace of mind your investment is protected factors that affect insurance premiums our replacement costs and the deductible in the event of a loss if you’re willing to incur some out-of-pocket costs or a higher deductible the premium can be lower if you would prefer to minimize out-of-pocket costs the premium will likely be higher the longer you plan on staying in your home the greater the chance you’ll need to make a claim this should weigh into the insurance policy you choose also consider a writer that accounts for increases in labor and materials over time I recommend having your insurance agent run a few